Smart Parenting: Teaching Your Teens to Become Responsible Drivers

Teenagers drinking while driving

As parents, it is only advisable to teach your teenagers to be responsible drivers. It’s not enough that they have certain driving skills. What’s more important is to practice basic safety once they’re on the steering wheel.

Teenage Drivers are More Prone to Accidents and Car Crash

According to statistics from the U.S. Department of Transportation, the fatal crash rate for 16-19 years-olds is about three to four times higher than drivers aged 20 and above. Drunk driving, distraction from mobile phones, and reckless driving are just some of the main reasons for these accidents.

So, before handing them the car keys, be sure to discuss the following important reminders:

Zero Tolerance for No Seat Belts

Oblige them to wear their seatbelts at all times. You can win this argument by throwing some figures. Let them know that wearing seatbelts can reduce the risk of any fatal injury by 45%. In addition, the National Highway Traffic Safety Administration (NHTSA) reported that wearing seatbelts has saved around 300,000 lives since 1975.

Emphasize the Bigger Picture

One of the most important things teenage drivers should know is to keep their composure while on the road. They should also have presence of mind in case of emergency. The problem with new drivers is they tend to panic in case something bad happens. Feldman & Lee PS recommends having the phone numbers of an auto accident lawyer in Lynwood.

Encourage Discussion

Start engaging with your teenagers even if they’re just the passengers. Set a good example and give them pointers while you’re driving. You can also ask them some questions or feedback regarding the decisions you’re making during the ride. This will help you gauge their learning process.

Put Everything in Paper

Establishing household rules is now a thing for many families. Give them specifics on penalties for any violation. This will help them correct their mistakes and become more responsible drivers.

While experience is probably the best teacher, it’s always better to give them proper guidance before you let them take the car keys.

Buying a Home in the UK: Making It Simple

man handing out a house key

Buying a home can be stressful mentally and financially. There are hidden costs as well, especially when you consider the deposit, solicitor’s fees, surveyor’s fees, and your conveyancing fees for buying or selling a property. For many, the whole process could seem complex and daunting, especially when many of these sales fall through.

But you can simplify buying property in the UK, especially if you know where to start and you have the right information. Here are some of the ways you can make buying property a simpler process.

Fix your Credit Rating

Your credit rating is not only a number; it reveals how responsible you are in managing your finances. Many lenders, banks and mortgage companies review it when you apply for a loan. If they find your credit rating unreliable, it could prevent them from approving your loan.

Choose a Bank and get Pre-approval

If you have enough to pay the deposit, you need to find a bank or a financing company that will finance your loan. Look for banks that offer low-interest rates and have a reputation for their high appraisal of properties.

Once you have chosen a bank or a lender, apply for pre-approval. At the pre-approval stage, the bank or lender will assess your documents and credit score. Once the mortgage is authorised, the property can then be formally offered and all parties ready to complete the deal.

Work with the Right Estate Agents

In the UK, you need to work with the right people when you intend to buy property. Find a reliable estate agent who can find what you are looking for at the right price. They can help you in the transfer of titles and other paperwork, and they could also make sure that the transaction will be less stressful and not fall through.

Buying property need not be difficult. Improve your credit rating, find the right lenders, work with the right estate agents, and soon the property you have been dreaming of will be yours.

Landlord Rights: Four Reasons Behind Tenant Eviction

Tenants Being Evicted

Eviction notices are stressful. Landlords, however, have the right to send them and kick stubborn tenants out. In this article, know the four major reasons behind tenant eviction.

Non-Payment

One of the major reasons behind tenant eviction is non-payment of rent. Despite being a legal obligation, many tenants fail to recompense due to financial difficulties.

When a tenant’s arrears continue to increase, property owners have the right to evict the lessee and turn to residential or commercial rent recovery services.

Persistent Late Payment

Tenants who pay but consistently pay late are also candidates for eviction. Landlords provide payment schedules that tenants should respect and adhere to. If a landlord sets the payment schedule to every 15th of the month, constantly paying rent on the 17th or 18th are grounds for eviction.

Contract Breaches

Rentals, whether residential or commercial, all come with a lease agreement. Tenants and landlords must adhere to this contract to ensure fairness and security. When a tenant breaches their lease, property owners can file for an eviction. Some common breaches to a lease agreement include:

Tenant Move-In

Tenants must state all parties living in the property upon signing a lease agreement. Failure to do so may call for an eviction.

Unauthorised Pets

Condominiums and apartments typically forbid pets. Landlords expect tenants to follow this rule.

Refusal to Pay Rent Increase

Landlords have the right to increase the amount of rent legally. Tenants who refuse to follow may leave or just wait for eviction.

Illegal Use of Property

There is a reason residential properties are for living and why commercial properties are for business. When a tenant rents a residential apartment and decides to use it for business, he or she is using it illegally. Apart from violating their lease, this contravenes zoning ordinances as well.

Nobody wants to be homeless, especially when it is just because of a contract breach. Respect lease agreements as landlords have the power when it comes to eviction.

Safety in the Streets: The Different Ways to Avoid Auto Accidents

Road Safety is Job #1

Road Safety is Job #1Some drivers in the country tend to be lax when it comes to the use of seat belts. It is, perhaps, no surprise that unbelted rear passengers are at a higher risk of getting into a car accident.

Simply wearing one’s seatbelt can improve car accident survival rates, however. In fact, statistics from the Centers for Disease Control and Prevention state that seatbelts have saved about 255,000 lives since 1975. As such, experts believe that constantly reminding people of their safety on the road can reduce the instances of a crash. While car crash victims may seek help from an auto accident lawyer in Springfield, in what ways can you stay safe while on the road?

  • Always be considerate to other drivers when you are on the road. Roads are, after all, public property, so it is only common courtesy that drivers respect each other while driving.
  • Never tailgate even if you’re in a hurry because it is one of the leading causes of traffic accidents. Ensure that you leave a three-second buffer between your car and the vehicle in front of you. Make it a point to always leave the house early to avoid speeding up for lost time.
  • Whenever you plan to reverse your car or perform a J-turn, always perform a 360-degree check. Backing up can restrict your view so it’s important you look over your shoulder and keep an eye on your surroundings in case there are any pedestrians, dogs, or other cars around you. Don’t just rely on side mirrors since they can also have blind spots!
  • Regularly maintain your engine to avoid vehicle failures like sudden stalls. Change your car’s oil on a regular basis and keep your tires properly inflated.
  • Be on the lookout for kids and animals who suddenly appear in roadways. Slow down whenever you’re approaching a pedestrian crossing and or in a residential neighborhood.

Take note of the listed precautions to stay safe on the streets. Even the simplest road safety practices can significantly narrow the chances of getting into a crash.

 

What Not to Do When Filing for Bakruptcy

Bankruptcy in ArkansasWhen entering any kind of business, you should be ready for the possibility of going bankrupt. No investment is completely certain, especially opening a startup business. No matter how successful you think you can be, there’s still a chance that your business may fail. If that happens, an option you have is filing for bankruptcy. Here are some of the most common mistakes people make:

Providing Inadequate or Dishonest Information

The bankruptcy paperwork requires you to provide certain information about yourself and your business. This includes all your assets, income, expenses, debts, and complete financial history. If you knowledgeably misrepresented yourself by presenting incomplete or inaccurate information, you may be subject to criminal prosecution. If you fail to disclose something, it may haunt you in the middle of the bankruptcy filing process.

Choosing Which Loans to Repay

Paying back loans from friends, relatives, or certain creditors may be seen as a preferential transfer, which is not good when you’re filing for bankruptcy. The trustee may start an adversarial proceeding to get the payment you’ve made from the person or creditor and then equally disburse it among all your creditors. You might drag the person or creditor with a new case if you repay loans selectively.

Not Working with a Lawyer

Bankruptcy can be a pretty complicated process and not working with a lawyer can do you more harm than good. The Baim Law Firm says that there are many bankruptcy lawyers in Arkansas you can choose from depending on your budget and preferences. It’s important to have the guidance of someone who has experience in handling bankruptcy cases for you to succeed in filing it and getting help from the debt you’re in.

Never do these common mistakes to be more careful throughout the entire bankruptcy filing process. Never do anything unless you’re completely sure that it wouldn’t hurt your case.

Arm Yourself with Information: How the Bail Process in NC Works

Jail System

Jail SystemUnless you have dealt with the court system in North Carolina, chances are, you have learned everything you know about bail from movies and television. But there’s quite a bit more to the process than a judge banging his gavel and yelling, “Bail is set at $100,000!”

Read on to brush up on your knowledge about bail and bail bonds in North Carolina — so the next time you or a loved one is arrested, you know what to do.

The Bail Process

Arrested individuals are first taken to the police. A police officer then collects information about the accused, including name, physical appearance, address, and the alleged crime. The police also conducts a background check, takes fingerprints and mug shots, and seizes the suspect’s personal property.

Finally, the police puts the accused in a jail cell, and have them stay there until the suspect posts bail. For less serious crimes, the accused may post bail immediately, but for more serious crimes, the accused may need to wait for a bail hearing where a judge will decide whether the accused may post bail, as well as the amount of bail.

Bail Explained

Bail is an agreement between the defendant and the court. By signing the bail, the defendant agrees to post a certain dollar amount, and promises to return to the scheduled court date.

Signing a bail also releases a defendant in exchange of bail bonds until all the proceedings and trials are done. If the accused doesn’t hold up their end of the bargain and misses a court date, the bail bond will be immediately forfeited, and a warrant will be issued for arrest. If the accused shows up, they will likely get the money back at the end of the trial (depending on the bail type) — even if convicted.

How the Bail WorksHow the Court Determines the Amount of Bail Bond

So how much should the bail amount be? It depends on a number of different factors. These include the nature of the crime, the person’s criminal record, and their likelihood of appearing in court, or their likelihood to leave or flee the area to avoid trial.

In North Carolina, there are pre-set bail amounts that depend on the alleged crime, but these factors may increase or increase the amount. For instance, if this was a first offense, and the accused is employed and has a family in the area, the judge may choose to reduce the bail amount.

How to Pay for the Bail — If You Can’t Afford It

If the amount set is more than you or a loved one can afford, you can refuse to pay. The problem is you will need to stay in jail until the court date. This period may vary from days to months — depending on the locality and court system.

Your best option is to apply for a bail bond as soon as possible with the help of a bail bondsman in Raleigh, NC for example. When looking for an agent, however, make sure to choose one you can trust.

Reputation is the key. Your bail agent should be experienced and reliable with a good local reputation. In most cases, experienced, highly reputed agents know the timesaving techniques required to secure the fastest release. Make sure the agent offers flexible payment plans as well, as paying them the entire set fee at once can be a struggle.

To the average person, the whole bail process sounds simple enough, but there is much more to it than meets the eye. Hopefully, this article has helped you dig deep on the subject matter — so if anything were ever to happen to you or someone you love, you know what your options are.

New York Statute of Limitations for Personal Injury Cases

Personal Injury Lawyer

Personal Injury LawyerFollowing an injury or accident in the state of New York, you’re probably wondering about the specific state statutes that could have an impact in your case. Below is some basic information regarding the statute of limitations that could come into play in the event that you’re planning to take legal action following your injury, whether through filing a lawsuit for personal injury or insurance settlement.

What Exactly is a Statute of Limitations?

Each state has their own time restrictions, which is basically the specific time limit an individual has to file a lawsuit with the civil court of the state after the individual has sustained some type of injury or harm. This is commonly referred to as the statute of limitations, with the deadline for filing being dependent on the particular type of case an individual wishes to file. In the Big Apple, the laws on personal injury cases provide a plaintiff exactly three years from the injury’s date to file a personal injury lawsuit against the liable party or parties for the accident or injury.

You might be wondering why is this statute so crucial. Essentially, if a plaintiff does not file a case with the court prior to the closing of this three-year window, the courts in New York will most likely decline to hear the case, which means that all potential compensation will likewise be lost, says a personal injury attorney in New York. In addition, if a plaintiff files a personal injury lawsuit after the deadline determined by New York personal injury laws has passed, the court will instantly dismiss the case, except when specific conditions enable the extension or tolling of the predetermined deadline.

More Crucial Things to Keep in Mind

In the event that you have been injured as a result of another individual’s wrongful or careless actions, it is best to get professional medical attention as soon as you possibly can. You should also thoroughly document your claims so that you have sufficient evidence to back them up should your case go to court. Remember, you only have a limited amount of time to sue those liable for your injuries so make the most of it.

Buying or Selling Property: Here’s How to Protect Your Interests

A conveyancing solicitor in TownsvilleWhether you are buying or selling real estate property, you must do your due diligence to make sure you are within your rights, and that you are not being cheated. Protecting yourself from fraud and other activities in the real estate industry that might get you in trouble, however, is not something most people know about. Here’s how to protect your interests.

Always discuss with your real estate agent

For those who are trying to sell a property, you might be looking to save some money by doing it on your own. This is risky, however, because there are ins and outs in the industry that only agents know about. They can also do the tedious work for you, like documentation, putting your property on listings and using their contacts to get you a better deal.

As for those who are looking to buy, an agent also plays a vital role. Their large network means you can find more houses to try before deciding on one. You can tell your agent regarding which kind of area you’re looking for and they are likely to find houses there that fit your budget and preferences.

Get in touch with a conveyancer

Connollysuthers advised that you find a conveyancing solicitor in Townsville or any other place where you are looking to buy or sell a property. Your real estate agent may already know a conveyancer.

Your conveyancer will help prepare the legal documents that are required for transactions involving real estate property. If you’re selling, they will draw up the Contract of Sale, which will feature any special conditions you have.

As for buying a property, a conveyancer will prepare the transfer of documents, so that you are sure your transaction is legal and you are at no risk of being cheated.

A conveyancer will also give you some sound advice regarding the property transaction. Your real estate agent will do the same. So when you’re in the market for new property or are looking to sell, make sure you have a real estate agent and a conveyancer.

Battery: What the Law in Illinois States

Battery Laws in IllinoisAccording to the Illinois Compiled Statutes, the crime of battery occurs if an individual insults or provokes contact, or caused bodily harm to another individual. This basically means that even if the alleged offender never actually touched the alleged victim, if any means of contact was performed in any manner, then it could be considered battery.

What Exactly is Battery?

The most common form of battery is during a fight wherein shoving, pushing, pulling, kicking, punching, biting, or hair pulling among others, is involved. However, even throwing some mud on another individual could be counted as battery. A battery charge usually follows a physical fight or altercation between two or more individuals, and anyone could be charged regardless of gender.

In the event that two individuals were fighting, it is up to the police who to arrest and charge with battery. This is true even in cases where one of the individuals involved in the fight didn’t even initiate the physical altercation, adds a criminal defense attorney in Jacksonville, IL. In this case, it’s basically up to the alleged offender to present viable evidence in order to prove his or her innocence during trial since the prosecution has legal power and complete discretion to select which individuals gets prosecuted, regardless if he or she is innocent or not.

What Happens if You’re Convicted of Battery?

In Illinois, a battery conviction is considered a Class A Misdemeanor. However, if severe bodily injuries are involved, the battery could be considered a felony instead. The potential penalties for a misdemeanor battery include up to a year in prison and a costly fine not exceeding $2,500. Take note that a judge could consider probation instead of imprisonment depending on the specific circumstances of the offense. Probation could include counseling and community service.

If you’ve been charged with battery in the state of Illinois, keep in mind that you’re innocent unless you’ve been proven guilty and that you could fight the charges. Possible defenses typically include self-defense and mistaken identity. In addition, it could be that the prosecution couldn’t really prove that you’re guilty. It’s best to consult a lawyer to explore your options.

Why Paralegals are Invaluable in Divorce Cases?

Important Role of Paralegals in Divorce CasesIt’s not uncommon for paralegals to play big roles in divorce cases these days. Individuals need bona fide lawyers for this legal process, but they’d see the face of their attorney’s family law paralegal more often for certain matters. Some are even wary if the paralegal and the lawyer have switched places and the former started to take over.

This is completely wrong. Lawyers still handle divorce cases because they know family law deeper than paralegals do. America is used to paralegals doing simple tasks, such as setting appointments and preparing forms, but the profession has evolved so much its duties are no longer limited to the basics.

If you want to go to paralegal schools online to study family law and gain a foothold in the legal industry, The Center For Legal Studies exclaims that you could make a world of difference. Here are some of the contributions you could give:

Uncovering Hidden Wealth

Most modern paralegals are proficient with innovative tools useful in discovering personal assets. As a division of property is among the hottest divorce topics, your tech-savviness would be instrumental in this matter.

The cunning, richer party usually hides some wealth under the radar to remain untouched by the other during the process. Today’s paralegals are the go-to member of the legal team that could discover any undeclared assets, collect evidence, and essentially make the divorce less stressful.

Investigating Parental Alienation

Child custody could get ugly, especially if it comes at the expense of the children. It’s not unheard of for some parents to cross the line and deliberately ruin the image of the other to the kids.

As family courts decide on child custody based on the child’s best interests, it’s important to know which parent can provide the level of care the kid needs. While the suspecting parent could hire a professional investigator, an experienced paralegal could effectively produce proof that the other party is guilty of causing parental alienation.

Promoting Mediation

In the name of peaceful resolutions, mediation trumps litigation any day. Some divorcing couples are so emotional they don’t realize the financial consequences of a long divorce process.

No one really needs a bar passer to explain the benefits of taking the amicable route to them. Many 21st-century paralegals can assess if mediation is suitable for the case, saving the lawyer precious time for more important matters.

The role of paralegals in divorce cases is invaluable. If you want to be a paralegal and love family law, your career would be fulfilling.