Crucial Things First-Time Homebuyers Forget that You Should Definitely Remember

A Professional House Inspector in AustraliaIt’s fairly easy to get swept up in the exhilaration of finally owning your first home, but take note that there are other critical things to plan first. Below are some crucial factors first-time homebuyers usually forget on their home-buying journey.

  • The Mortgage Pre-approval: This is important because it will tell you the amount that you’re qualified to borrow.
  • The Mortgage Insurance: This insurance is actually to safeguard your lender in case you default on your home loan. This is only required if you want to borrow more than 80% of the value of the home you’re eyeing. You could likewise consider making a larger down payment if you want to eliminate the mortgage insurance.
  • The Stamp Duty Tax: In Australia, you have to pay a percentage of the purchase of a property as you stamp duty tax. You must save at least 3% of your home’s sale price for covering this.
  • The Contract of Sale: Connollysuthers may agree that this is a vital document that makes the entire home buying process ‘real’ and completed. Because of this, you must have a conveyance or property law attorney review this contract, recommends a conveyancing solicitor in Townsville.
  • The Conveyancing Process: This is a crucial legal process between you and the seller that directly leads to a settlement. Consider seeking help from a conveyancer so that you will have ample help navigating through any issues that could arise in the process of transferring the home in your name.
  • The Statement of Adjustments: Before the actual settlement, your conveyancer will draft the statement of adjustments. Depending on the particular conditions of the sale, some of the expenses might still require adjustments.
  • The Professional Inspection: You can’t simply buy a home since you like how it looks and you think that everything’s in order. A professional inspection is crucial since the inspector will point out any issues that you might have missed.

Inexperience is the common denominator among first-time homebuyers. Taking the things in mind and planning for them will save you more time and money, and ensure that your home-buying experience will be positive and as smooth as possible.

Children’s Rights: How Courts Define a Parent’s Legal Responsibilities

Rights of Unwed Parents in New Mexico

Rights of Unwed Parents in New MexicoUnder New Mexico law, children born to parents who are not married to each other are deemed to belong to the mother. Fathers can take measures to ensure that their names are on the birth certificate or establish paternity by blood tests. An unmarried father has to legally establish that he is the father to get assert his rights.

Establishing Maternity or Paternity

To establish parental rights, a child’s mother or father has to file a petition. This is important because child support is awarded only when paternity or maternity is established. Law Office of Dorene A. Kuffer says it's important to get legal assistance to establish a parent's rights with the necessary paperwork. 

Joint Custody

Once the paperwork has been filed, both parties should agree and file a stipulated order, which establishes that the parties are the child’s parents. Laws in New Mexico assume that parents being involved in the child’s life and joint custody are the best for a child. This type of custody offers both parents the right to make legal decisions that impact a child’s education, health, and future. Joint custody doesn’t mean that the child splits time between parents. This is awarded at the judge’s discretion.

Child Support

This is one of the most contested items in divorce cases as well as those involving children of unwed parents. It is important to understand the relevant laws and ensure that parents and most of all, children are being treated fairly. Child support calculations are fairly straightforward and often, disputes arise based on what is included.

Child Custody

This is yet another hot button issue. Judges take the best interests of the child into consideration in making their decisions. In most cases, one parent has more time with the child than the other.

Experienced family law attorneys can help families through this difficult process, while taking the child’s needs into consideration.

Choosing Representation: Small Firms versus Large Firms

Law Firm in New YorkIt can be quite the conundrum whether to hire a big law firm or a small one. Each has its pros and cons but who you hire is largely determined by your needs.

The Case for Small Firms

A small law firm, also referred to as a boutique firm, has a personal feel to it. They typically have no more than a dozen partners. Boutique firms either specialize in the kinds of cases they take or the area in which they practice. With fewer caseloads, chances are they can make you feel your case gets the attention it deserves.

Smaller firms also mean they have less manpower. Despite this, they will still have multiple lawyers available to review your case. The wider points of view afforded by multiple lawyers can make what you pay for their services worthwhile. However, lawyers in a small New York firm like bernlip.com are likely to have greater expertise in local laws. Should you have a case in a court outside of the state, your lawyer may need extra time to prepare and review out of state laws.

The Case for Large Firms

A large law firm might have offices across multiple states, nationwide, or even in other countries. They may even have international partners. Large law firms are typically hired by equally large organizations. They have the manpower to accommodate extensive research for a case. They charge their clients by the hour but for complicated cases that encompass multiple specializations, their level of expertise is worth it.

Recession eventually pushed large firms to downsize, giving rise to the current popularity of boutique firms. The large firms that have remained are those that have withstood the test of time and are the best in the industry now.

Which One is For You?

If you are an individual looking for representation and an independent lawyer feels inadequate, you are always free to consider hiring a team from a firm. Consider your case, budget, and do your research. Talk to a lawyer or two before deciding. After all, winning your case depends on the people you work with.

The Legalities of Adoption and Foster Care Explained

Foster care parentsFoster care is a way to provide care for children who come from broken homes and have been abused. Some of them even find themselves in trouble and having to deal with the Juvenile Justice system. When there is a clear danger to children in a community, families offer a safe place until parents are able to care for them. There is always a need for fostering and in many cases, it has even led to adoption.

Children need a safe, stable place to stay and not just loving care. Foster families are in a position to provide these and more.

Who Can Qualify As a Foster Parent/Family?

Federal and state laws mandate that the DHS complete strict background checks on families before they can qualify as foster families. Laws prohibit those who have been convicted of crimes or those who have pleaded guilty to acts such as unlawful sexual behavior and domestic violence.

What is Kinship Care and Who Can Offer It?

A kinship provider is a person who volunteers or agrees to care for a child who cannot stay with them due to safety concerns. DHS works with families to place children in the care of others voluntarily, due to police or court order. Kinship care has proven to be more successful at helping children deal with separation from their family unit than other kinds of placement. According to Lewis & Matthews, P.C., the DHS always considers kinship care before deciding on other options.

Permanent Placement

This is an option in which children are removed from their home and cannot be returned to their parents. Some of the available options are placement with relatives, allocation of parental rights, and adoption. This option is exercised when it is deemed necessary and overseen by juvenile courts.

The ultimate goal is to offer troubled children and those from broken families a way to find stability and care.

Strictly for Property Owners: Just Received a Mechanic’s Lien

Real Estate LawyerAlthough the term “mechanic’s lien” might cause you to think about a lien that’s place on something like a car due to repair costs that require payment, a mechanical lien is attached to real estate such as buildings or lands by individuals who supplied labor or materials for the property’s improvement.

To illustrate, let’s say that a contractor renovated your master bath, you could potentially face a mechanic’s lien filed by a subcontractor regardless if you’ve already paid your contractors all that you owe them. When this happens, you’ll be unable to sell or even refinance your house without settling the lien, or worst, you might even be faced with foreclosure.

Filing Requirements for Mechanic’s Liens in Colorado

Luckily for you and other homeowners, Colorado has stringent rules about obtaining and filing a mechanic’s lien on real estate. For instance, the complainants should file a lien within four months following their last labor performance or materials delivery, unless they only performed labor. In this case, they should file within two months of their last performance of labor.

In addition, prior to the filing of a lien, the complainant should first file a notice of their intent to file a lien within 10 days of actually filing the mechanic’s lien. This notice of intent should likewise be served to you, as well as your prime contractor, in the event that the complainant is a subcontractor, to give you a chance to resolve the matter.

What You Could Do

In the event that a complainant has already placed a mechanic’s lien on your property or if you’ve already received their notice of intent, your best recourse is to seek help from a real estate lawyer. A real estate lawyer in Denver may agree that some of the most common issues that could lead to a defective lien include:

  • Work on your property is still ongoing.
  • Failing to meet the deadlines related to filing a lien.
  • The work delivered was outside not included in the original contract.
  • A lien statement containing incomplete or relevant details.

Your attorney will be able to evaluate your case and figure out if any of these aforementioned defenses could apply.

Arm Yourself with Information: How the Bail Process in NC Works

Jail System

Jail SystemUnless you have dealt with the court system in North Carolina, chances are, you have learned everything you know about bail from movies and television. But there’s quite a bit more to the process than a judge banging his gavel and yelling, “Bail is set at $100,000!”

Read on to brush up on your knowledge about bail and bail bonds in North Carolina — so the next time you or a loved one is arrested, you know what to do.

The Bail Process

Arrested individuals are first taken to the police. A police officer then collects information about the accused, including name, physical appearance, address, and the alleged crime. The police also conducts a background check, takes fingerprints and mug shots, and seizes the suspect’s personal property.

Finally, the police puts the accused in a jail cell, and have them stay there until the suspect posts bail. For less serious crimes, the accused may post bail immediately, but for more serious crimes, the accused may need to wait for a bail hearing where a judge will decide whether the accused may post bail, as well as the amount of bail.

Bail Explained

Bail is an agreement between the defendant and the court. By signing the bail, the defendant agrees to post a certain dollar amount, and promises to return to the scheduled court date.

Signing a bail also releases a defendant in exchange of bail bonds until all the proceedings and trials are done. If the accused doesn’t hold up their end of the bargain and misses a court date, the bail bond will be immediately forfeited, and a warrant will be issued for arrest. If the accused shows up, they will likely get the money back at the end of the trial (depending on the bail type) — even if convicted.

How the Bail WorksHow the Court Determines the Amount of Bail Bond

So how much should the bail amount be? It depends on a number of different factors. These include the nature of the crime, the person’s criminal record, and their likelihood of appearing in court, or their likelihood to leave or flee the area to avoid trial.

In North Carolina, there are pre-set bail amounts that depend on the alleged crime, but these factors may increase or increase the amount. For instance, if this was a first offense, and the accused is employed and has a family in the area, the judge may choose to reduce the bail amount.

How to Pay for the Bail — If You Can’t Afford It

If the amount set is more than you or a loved one can afford, you can refuse to pay. The problem is you will need to stay in jail until the court date. This period may vary from days to months — depending on the locality and court system.

Your best option is to apply for a bail bond as soon as possible with the help of a bail bondsman in Raleigh, NC for example. When looking for an agent, however, make sure to choose one you can trust.

Reputation is the key. Your bail agent should be experienced and reliable with a good local reputation. In most cases, experienced, highly reputed agents know the timesaving techniques required to secure the fastest release. Make sure the agent offers flexible payment plans as well, as paying them the entire set fee at once can be a struggle.

To the average person, the whole bail process sounds simple enough, but there is much more to it than meets the eye. Hopefully, this article has helped you dig deep on the subject matter — so if anything were ever to happen to you or someone you love, you know what your options are.